Documents You Need to Buy a Foreclosed Property

You don’t need a thick folder to get started, but having the basics ready makes every step faster. Here’s what’s typically asked, grouped by stage.

To submit an offer

A valid government-issued ID, and the bank’s Offer-to-Buy form completed. That’s usually enough to get your offer on the table.

For financing (if not paying cash)

Proof of income (payslips or ITR for employees; financial statements for the self-employed), and the lender’s application form. Requirements vary by bank and by whether you use the seller’s in-house financing or an outside loan.

For the title transfer

After payment, the transfer needs the deed of sale and tax clearances, then registration with the Registry of Deeds to issue the title in your name. We help make sure nothing is missing so the transfer doesn’t stall.